Covered Illnesses

With critical illness insurance, you receive policy proceeds at diagnosis instead of death. Following are the types of illnesses covered by critical illness insurance. Some policies may differ from the information shown below.

Benefit paid at diagnosis*

• Cancer (Invasive)
• Heart Attack
• Stroke
• Blindness
• Kidney Failure
• Organ Transplant
• Paralysis

Optional Coverages*

• Alzheimer's
• Angioplasty
• Aortic Replacement
• Benign Brain Tumor
• Burns (Severe)
• Cancer in situ
• Coma
• Coronary Bypass
• Coronary Angioplasty
• Deafness
• Heart Valve Replacement
• Loss of Limbs
• Loss of Speech
• Motor Neuron Disease
• Multiple Sclerosis
• Occupational HIV

What the Expert Says

"Major illnesses can have a substantial impact on the lifestyles of patients and their families..."

"More than 2/3 of families reported marked changes in their lives..."

"Irrespective of insurance status, many families experienced economic loss, including loss of income, savings, and the need to delay education or move into a less expensive house."

Sandra M. Swoboda
American Journal of Critical Care

Disclaimer

*Illnesses, terms, and conditions shown are examples of specific policy provisions. Check individual states and policy forms for limitations and exclusions which may apply.