CARRIERS

There are a great number of insurance carriers writing disability income insurance today. Each one has policies that are aimed at slightly different segments of the market. Some look for white collar, others blue. Some have an easier time than others with underwriting. Some emphasize quality benefits while others emphasize their rates. Some are only available in certain states.

In every case, we will work with you to match your client's budget and goals with the appropriate policy and company. Here are some of our disability income carriers:

Fidelity & Guaranty*

Jefferson Pilot*

Lloyds of London

Metropolitan Life

Principal Life

Standard United of Omaha

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Some producers choose to do their own policy and company research. We are here to guide you to the resources you need. Other agents rely on our experience to make their initial screening. This is what we usually provide. The point is, we will work with you in the way that you choose to serve the needs of your disability income prospects. We look forward to being of assistance.

* Disability income rider available with some life insurance policies.