CARRIERS

As Impaired Risk specialists, we offer you access to a broad range of aggressive carriers and innovative underwriting programs including:

Carrier:
American General Life (AIG)
Americo
Banner Life
Empire General Life
First Colony Life / Genworth
Guaranteed Trust Life
ING/ReliaStar Life Insurance
Jefferson Pilot Financial
John Hancock USA/Manulife
Lincoln Benefit Life
MassMutual Financial
North American Life
Presidential
Principal
Prudential Financial
Transamerica
Sun Life Financial
United Home Life
United of Omaha
US Financial

Underwriting Programs:
Case Clearing House®
Table Shaving / Life Credits
Guaranteed Issue
Premium Financing
Clinical Underwriting
Preliminaries / Shopping
Simplified Issue / Non-Med
Jumbo Case / Excess Markets