Impaired-Risk Carriers

As Impaired Risk specialists, we offer access to a broad range of aggressive carriers and innovative underwriting programs, including:

Carriers:

American General
Americo
Banner Life
Genworth
Guaranteed Trust Life
ING/ReliaStar Life Insurance
John Hancock
Lincoln Benefit Life
Lincoln Financial
North American Life
Presidential
Principal
Protective
Prudential Financial
Transamerica
Sun Life Financial
United Home Life
United of Omaha

Underwriting Programs:

Case Clearing HouseĀ®
XRAE
Table Shaving / Life Credits
Guaranteed Issue
Premium Financing
Clinical Underwriting
Preliminaries / Shopping
Simplified Issue / Non-Med
Jumbo Case / Excess Markets
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Policy Assessment

Use the Policy Assessment Kit to create unbiased, third-party support for addressing your client's underperforming policies.

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