When it comes to whole life insurance, we know many of you rely on Mutual companies that offer dividend-paying products. But if you're new to independent channels - or have been doing business long enough to become set in your habits - you might not know just how many options you have. We're here to fix that.

We offer a comprehensive suite of highly rated Mutual and non-Mutual companies with competitive par and non-par whole life products. We also have direct contracts with several top-rated carriers, including Mass Mutual and NYLIC. What does that mean for you? It means we can offer competitive products and pricing, as well as recommend a broader spectrum of policy options for your clients. If, for example, you or your clients are worried that a hedge fund now owns what used to be your go-to mutual company (Ohio National), we can give you more options to consider. And with more options, your clients can feel more confident in choosing a policy. Here are just some of the most popular carriers we work with who offer strong WL products.

Competitive Mutual carriers:

  • Pan-American Life Insurance Company
  • Mass Mutual
  • Mutual Trust Life
  • New York Life
  • Security Mutual Life

Competitive non-Mutual carriers:

  • American National
  • Assurity
  • Cincinnati Life
  • Ohio National
  • Nationwide
  • Sagicor
  • SBLI
  • Transamerica

Start by getting quotes from the quick links below, or contact us for more information about advanced case design, underwriting, and application fulfillment. Our expert brokerage managers would love to get more details from you and hunt down the best options for your clients. Click here for a complete list of the carriers we work with. You may also want to bookmark the Carrier Updates section of our blog for the latest news on product releases, compliance requirements, and marketing initiatives from our carriers.


Whole Life Services

NOTE: To use the iPipeline quoter linked below, you'll be asked to sign in with an iPipeline username. If you don't have a current iPipeline username (created on or after January 15, 2018), you'll have the opportunity to create one once you click a quoter link. If you're an Insureio subscriber, you can access the quoter in the Resource Library / Quoting Tools section.


Case Status

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Need Help?

Have a whole life case you need help with? Clients interested in a policy with dividends and/or cash value may also be interested in other retirement planning solutions. Let's talk about how to maximize their portfolio - we'll provide you with illustrations, marketing support, case design, and more. Let's work together to create a total financial solution for your client.

  • Call us at 1-800-823-4852 and ask to speak to a brokerage director.
  • Click here to send us a message through the website.

Take Whole Life Insurance to the Next Level - Become a Pinney Partner

We love helping agents expand their traditional array of insurance products. We offer support and training to help you get comfortable talking about new ideas and products, along with full back-office support and application fulfillment. The less time you spend on paperwork, the more time you have to spend with your clients! We're committed to our agents and partners and would love to have you join us as we bring life insurance sales into the 21st century.

  • Click here to find out how working with Pinney helps you sell more and become a 21st century producer
  • Click here to download our media kit with executive bios, services, contact info, and more.
  • Take Insureio for a test drive. It’s our CRM (customer relationship management) software system of choice, designed by life insurance agents for life insurance agents.